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Car Insurance
Frequently Asked Questions

Most car insurance frequent questions and answers

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company

You can give us a call at 1-800-771-7758 or go online and request a free Legacy Auto Insurance quote now!

 

  • Liability car insurance covers damages to another person resulting from an accident you cause.
  • Comprehensive insurance repairs your car when it is damaged by theft, vandalism, fire, weather, or accidents with animals such as deer. 
  • Collision insurance means physical damage to your covered vehicle caused by an impact with another vehicle or object.  Collision Coverage will pay the lesser of the cost of repair or the Actual Cash Value of the automobile.

Many U.S. car insurance companies use credit-based insurance scores to help determine risk. This practice has been banned in Massachusetts, Hawaii, and California.

Some policies do cover rental cars depending on the company and your policy.

A company will set your premiums based on your driving history including tickets, accidents, and convictions.

You can’t deduct your auto insurance premiums if you use your car only for personal purposes.

Some of the main causes of being dropped from an Auto Insurance Company are DUIs and DWIs.

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Car Insurance
Frequently Asked Questions

1-800-771-7758

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